Home Buyer Beware – Know the Signs of Real Estate Market Trouble
There are several indicators that the booming real estate market may be about to peak. The savvy buyer should watch out for signs of trouble... Posted by Charles Essmeier
|
Home Buyers Face Decisions that Affect Their Long-Term Financial Picture
Taking the step for prospective home buyers.into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals. Posted by Mical Johnson
|
Home Buying – What Can You Afford?
Okay, you've decided to buy a home and are trying to figure out what you can afford. Before you go home buying, you need to carefully consider what you can afford as far as a mortgage payment.
Posted by Raynor James
|
Home Construction Loans
You've found the perfect piece of land for your dream home. Now, you've got to find a way to get your plans off the ground. Because of the risks involved in letting a builder finance home construction, many financial planners recommend taking out a special home construction loan. Posted by Kevin Adelsberg
|
Home Equity – Is it Time to Cash Out and Move?
The tremendous increase in home prices in California and elsewhere has provided many homeowners with a lot of equity. Should you cash out and move? Posted by Charles Essmeier
|
Home Equity – Let the Market Eliminate Your Private Mortgage Insurance
In today's market, few homebuyers put down enough of a down payment to avoid paying private mortgage insurance. By paying close attention to the housing market, you may be able to have PMI dropped from your house note. Posted by Charles Essmeier
|
Home Equity Can Create a Never-ending Money Cycle
What could you do with $10,000? Well, you can have it, now in a new home equity loan! Did you know that if you have been in your home for just one full year, you may already have the opportunity to take out huge dollars in equity from your home -- tens of thousands, even! Did you also know that you can get this money with no closing costs, use it any way you like, and, best of all, it will cost you as little as the price of your cable bill each month, and you can create an amazing money cycle that will give you an endless supply of cash. Posted by Mark Barnes
|
Home Equity Increases $1 Trillion in Five Years – Is the Market Peaking?
The huge increase in California home equity and in the number of interest-only mortgages suggests that the real estate market may be peaking. Buyers should be careful. Posted by Charles Essmeier
|
Home Equity Line of Credit - Finding The Best Home Equity Lender
When looking to cash out of the equity in your home, its important to compare lenders carefully to make sure you are getting the best interest rate and loan terms. Posted by Carrie Reeder
|
Home Equity Line of Credit – Great for Remodeling Projects
Home equity loans are great for financing home remodeling projects, such as adding a room. For ongoing projects with a lot of small purchases and an open-ended timeframe, a home equity line of credit might be a better choice. Posted by Charles Essmeier
|
Home Equity Line of Credit – Great Idea for Rainy Day Emergencies
Applying for a home equity line of credit before you need one will allow you to have a source of funds should emergencies arise in the future. Posted by Charles Essmeier
|
Home Equity Line of Credit or Second Mortgage Loan Online - Things To Do With Your Homes Equity
Do you have equity sitting in your home and would like to put it to good use to make some money off of it? Getting a home equity loan online today is easier and easier. Posted by Carrie Reeder
|
Home Equity Lines of Credit - the Basics
Learn the basics of home equity lines of credit! Posted by John Whiteside
|
Home Equity Lines of Credit Vs. Other Conventional Loans
When it comes to getting money, you have two basic options. If you are a homeowner you can choose to take out a home equity line or credit (HELOC), or you can take out a conventional loan. Both of these products will provide you with the funds needed, but the similarities end there. Posted by John Ross
|
Home Equity Loan – A Reverse Mortgage Could Provide a Comfortable Retirement!
Reverse Mortgages, a form of home equity lending, have other uses besides funding nursing home expenses. Posted by Charles Essmeier
|
Home Equity Loan – Beware of Equity Stripping Scam
Some mortgage deals seem to be too good to be true. Be aware of unscrupulous lenders that may not have your best interests in mind. Posted by Charles Essmeier
|
Home Equity Loan – Beware of the lingering lien!
Many people are surprised to find that liens from old home equity loans are still on the books, affecting both your credit report and your ability to obtain a new loan. Posted by Charles Essmeier
|
Home Equity Loan – Good Choice for Luxury Purchases?
Home equity loans have numerous advantages over other types of loans. Would this be a good choice for financing a car or a dream vacation? Posted by Charles Essmeier
|
Home Equity Loan – Home Theater Adds Fun and Value
Adding a home theater to your house will provide your family with entertainment and add value to your home. You can use a home equity loan or line of credit to add to your home's equity. Posted by Charles Essmeier
|
Home Equity Loan - Is It For You?
Discover whether or not a home equity loan is right for you and some of the pros and cons. Posted by Keith Thompson
|
Home Equity Loan – Not Just For Home Repairs, And Tax Deductible, Too!
Many people are surprised to find that home equity loans have uses other than home repairs. Posted by Charles Essmeier
|
Home Equity Loan – Still a Better Idea Than a 401(K) Loan
There are many reasons why borrowing against your 401(K) account is not a good idea. Here are a few of them, along with suggestions for how to borrow more wisely. Posted by Charles Essmeier
|
Home Equity Loan – When Does Refinancing Make Sense?
There are times when it may make more sense to refinance than to take out a home equity loan. At other times refinancing is a poor idea. When should you refinance your mortgage? Posted by Charles Essmeier
|
Home Equity Loan – With a Reverse Mortgage, Your Home Pays You!
Unlike a traditional home equity loan, a reverse mortgage requires no repayment for as long as you live in your home. Posted by Charles Essmeier
|
Home Equity Loan Considerations
Though home equity loans as a product are extremely attractive because of their tax deductibility and low interest rates, borrowers need to keep some pointers in mind before going in for a home equity loan. Posted by Steve Austin
|
Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act. Posted by Sylvester Marc
|
Home Equity Loan Information - How to Use One Wisely
Using a home equity loan to get out of debt or make improvements to your home is usually a smart move. You have earned the equity, so it only makes sense that you put it to good use. Usually this type of loan offers a lower interest rate than credit cards or traditional loans, so it is a wise move for many circumstances. Posted by John Ross
|
Home Equity Loan or Home Equity Line of Credit – Which is right for you?
The two primary ways of borrowing against your home's equity are the home equity term loan and the home equity line of credit. Each has advantages and disadvantages. Which one is right for you? Posted by Charles Essmeier
|
Home Equity Loan Risks
Just like any other financial tool, home equity loans can prove to be a double-edged sword and can have extremely adverse results if used unwisely. Posted by Steve Austin
|
Home Equity Loan Tax Deductions
Beware, the interest rate on your home equity loan may not be tax deductable. Find out the facts about home equity loan interest deductions. Posted by Richard Mccaffery
|